Insights
Editorial notes, briefings, and research from our work with central banks, ministries, and multilateral partners. Written for institutional readers.
Government-to-person payments are the clearest test of digital public infrastructure. They need identity, data exchange and an inclusive payment rail to work together, and they fail at the joins.
Most DPI pilots succeed. Most fail to scale. The gap is rarely technical. It is operational and contractual.
Notes on aligning national payment and identity rails with international standards without surrendering sovereignty.
Why interoperability, open standards, and institutional governance must come before code in any sovereign DPI programme.