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  • Digital public infrastructure
  • Products
  • Services
  • Insights
  • About
  • Talk to us

Kigali · across Africa

Build infrastructure that drives inclusion.

jengacore partners with central banks, switch operators, financial institutions and fintechs to design, build and operate digital public infrastructure: inclusive instant payments first, connected to identity and data exchange, on open standards and digital public goods.

Explore our approachSee the products

The DPI stack we build on

Digital identityInclusive, privacy-preserving foundational IDMOSIP
Instant paymentsFirstInteroperable rails that drive financial inclusionMojaloop
Data exchangeConsented flows, services without surveillanceX-Road

What we can show today

Every item can be demonstrated or verified.

  • Live

    Mulisa screening, demonstrable

    Real-time AML/CFT and fraud screening for instant payments.

  • Reference stack

    Mojaloop on Kubernetes

    Infrastructure as code, observability and CI/CD, exercised with the Testing Toolkit.

  • Directory

    Listed Mojaloop service provider

    In the official Mojaloop Service Provider Directory.

  • Localisation

    Mojaloop docs in French

    Delivered, peer-reviewed and published on the official site.

  • Security

    ISO 27001 ISMS operating

    Certification audit in preparation.

01 · Approach

Three rails, designed to meet.

Payments reach people when identity and data exchange are built to connect with them. We start with an inclusive instant payment system and design every join on open standards.

Identity · MOSIPDigital identityInclusive, privacy-preserving foundational ID that organisations can build on.Explore identityPayments · Mojaloop · ISO 20022Instant paymentsInteroperable rails that drive financial inclusion at scale. Where most programmes start.Explore paymentsData exchange · X-RoadData exchangeConsented, rights-preserving flows that enable services without surveillance.Explore data exchange

02 · Products

Software we run on the rails we build.

mulisa.Live
Alert queueSample data
92Sanctions name matchSAN-001
71Velocity burstVEL-014
48New payee, high valuePAY-021

Instant payments deserve instant defences.

Real-time AML/CFT and fraud screening for instant payment rails. Native to Mojaloop and ISO 20022, deployable on-premise, and advisory by design: it never blocks a payment.

  • Mojaloop native
  • ISO 20022
  • On-premise
Discover Mulisa
msingi.Pre-production
Core ledger
Open-source, auditable
Channels
Branch, mobile, USSD
Onboarding
eKYC and credit scoring
Interoperability
Connected to the switch

A modern core for SACCOs, MFIs and banks.

Modular core banking on an open-source ledger, with eKYC, credit scoring, AML monitoring, USSD banking and switch interoperability.

Looking for pilot partners.

Become a pilot partner

03 · Services

From the first roadmap to the day you run it yourself.

  1. Advise

    Advisory and strategy

    DPI roadmaps, procurement advisory, standards alignment (ISO 20022, ISO 27001) and programme management, at feasibility stage or mid-reform.

  2. Build

    Implementation

    Payment switches, identity platforms and interoperability layers, deployed on your infrastructure and validated against conformance requirements.

  3. Operate

    Platform and operations

    Infrastructure your team can own: hardening, capacity building and support, plus fintech and DFSP onboarding from certification to go-live.

04 · Standards

Your infrastructure belongs to you.

Open standards and digital public goods: accountable, auditable, and free of proprietary lock-in.

  • Mojaloop
  • MOSIP
  • X-Road

ISO 20022

Financial messaging

Conformance built in from day one, not retrofitted.

ISO 27001

Information security

ISMS operating, implementer in-house, certification audit in preparation.

Digital public goods

Open governance

Built on Mojaloop, MOSIP and X-Road. No proprietary lock-in.

On-premise · cloud · hybrid

Data residency

Your data stays where you need it. We design for the constraint.

05 · Who we serve

Built with the people who run the system.

  • Central banks and payment authoritiesNational payment system operators, digital infrastructure units and oversight bodies.
  • Government ministriesFinance, ICT and digital economy ministries leading payment or identity modernisation.
  • Development partnersMultilateral lenders, bilateral donors and international financial institutions funding DPI.
  • Fintechs and DFSPsMobile money operators, neobanks and aggregators connecting to national instant payment rails.
  • Market infrastructures and regional bodiesSwitches, clearing houses and regional communities building cross-border settlement.

06 · Insights

Notes from the field

All insights
  • 28 Sept 2026 · G2PGetting G2P Payments Right: Where Every DPI Pillar MeetsGovernment-to-person payments are the clearest test of digital public infrastructure. They need identity, data exchange and an inclusive payment rail to work together, and they fail at the joins.
  • 21 May 2025 · DPIFrom Pilot to Production: A Discipline, Not a PhaseMost DPI pilots succeed. Most fail to scale. The gap is rarely technical. It is operational and contractual.
  • 2 Apr 2025 · InteroperabilityInteroperability as a Public GoodNotes on aligning national payment and identity rails with international standards without surrendering sovereignty.

07 · About

Where policy meets infrastructure.

jengacore is an independent advisory and implementation firm headquartered in Kigali, working across Africa and specialising in digital public infrastructure and financial systems. We work with public institutions, fintechs, DFSPs and international organisations, in English- and French-speaking markets.

Our team brings together advisory, engineering and programme management, from the first strategy paper to the last production milestone. We believe sustainable digital ecosystems are built with partners, not for them.

Headquarters
Kigali, Rwanda
Team
Across the EAC
Working
Across Africa
Languages
English · French
Engagement
Advise · Build · Operate

Start a conversation

Planning a payment, identity or data exchange programme?

Whether you are shaping a DPI strategy, running a procurement or choosing an implementation partner, tell us where you are. We reply in English or French, within two business days.

maxime@jengacore.com
jengacore.

Digital public infrastructure for Africa. Payments first, built to connect.

DPI

  • Overview
  • Instant payments
  • Identity
  • Data exchange

Products

  • Mulisa
  • Msingi
  • Payments and products

Company

  • Services
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© 2026 jengacore · Kigali, Rwanda